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Mortgage Product Overview for: Malta

 

Available Currencies: EUR, GBP
 
Variable Rates starting from: 3.5%
Fixed Rates starting from: 3.50%
   
Maximum Loan to Value (LTV) 70%
Maximum Term of Loan 30 years
Maximim Debt to Income Ratio 35 %
 
Minimum Loan Amount: EUR 50,000
Maximum Loan Amount: EUR 10,000,000
Minimum Property Value: EUR 75,000
 
Repayment Methods Available: Interest Only Capital and Interest
   
Loan Purposes: Purchase Remortgage Equity Release
   
Loan Types: Holiday Home Off Plan Stage Release
Self Build Buy to Let Tourist Resort
Main Residence Land Leaseback
Fractional    

 

What does all of this mean?

Loans in Malta are available from EUR 50,000 to EUR 10,000,000 and the minimum value of the property (or purchase price) should be EUR 75,000.

Banks will lend over a maximum of 30 years and interest rates start from 3.50% p.a.

The maximum amount they would lend is 70% of the value or purchase price.

Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be 35% of your net income.

Please feel free to use our mortgage calculator to see what your monthly payments may be.

Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not consitiue any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Click here to contact one of our advisors and request an overseas mortgage quote.