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Mortgage Product Overview for: France
| Available Currencies: | EUR | ||
|---|---|---|---|
| Variable Rates starting from: | 2.00% | ||
| Fixed Rates starting from: | 2.15% | ||
| Maximum Loan to Value (LTV) | 85% | ||
| Maximum Term of Loan | 25 years | ||
| Maximim Debt to Income Ratio | 33 % | ||
| Minimum Loan Amount: | EUR 75,000 | ||
| Maximum Loan Amount: | EUR 10,000,000 | ||
| Minimum Property Value: | EUR 100,000 | ||
| Repayment Methods Available: |  Interest Only |
Capital and Interest |
|
| Loan Purposes: | Purchase |
Remortgage |
 Equity Release |
| Loan Types: | Holiday Home |
Off Plan |
Stage Release |
| Self Build |
Buy to Let |
Tourist Resort |
|
| Main Residence |
Land |
Leaseback |
|
| Fractional |
|||
What does all of this mean?
Loans in France are available from EUR 75,000 to EUR 10,000,000 and the minimum value of the property (or purchase price) should be EUR 100,000.
Banks will lend over a maximum of 25 years and interest rates start from 2.00% p.a.
The maximum amount they would lend is 85% of the value or purchase price.
Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be 33% of your net income.
Please feel free to use our mortgage calculator to see what your monthly payments may be.
Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not consitiue any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Click here to contact one of our advisors and request an overseas mortgage quote.